American Express is hiring for a fresher entry level Analyst

American Express is hiring for a fresher entry level Analyst - Data Science & Strategy role in India

Position

Analyst - Data Science & Strategy

Company

American Express

Location

Gurugram, Haryana, India

Job Type

Full-Time

Job Mode

Hybrid

Job Requisition ID

24022015

Years of Experience

Not specified (with as per JD, it is a fresher entry level role, 0-3 years)

Company Description

American Express, a globally recognized financial services corporation, provides diverse opportunities for employees to grow and thrive in their careers.
The organization prioritizes customer satisfaction and delivers unparalleled customer experiences with a commitment to integrity and inclusivity.
American Express promotes a culture of collaboration and leadership, recognizing employee contributions at all levels.
Known for innovation, the company ensures its workforce has access to programs and benefits that support personal and professional development.
With a vision to empower people and businesses, American Express aims to provide a fulfilling work environment that values diversity and fosters belonging.

Profile Overview

This role is part of the Global Risk and Compliance (GRC) division, specifically within the Risk Oversight organization.
The Analyst will work in the International Enterprise Risk Management Center of Excellence (CoE).
Responsibilities include identifying, aggregating, and escalating risks across proprietary business operations in international markets.
Key risk areas include Credit Risk, Operational Risk, Market Risk, Liquidity & Funding Risks, Conduct Risk, Reputational Risk, and Strategic Risk.
The role involves developing risk management policies, dashboards, and reporting tools while collaborating with international leadership teams.
The position offers opportunities to contribute to risk strategy formulation and reporting for international legal entities, ensuring adherence to established risk appetites.

Qualifications

Educational Background

Advanced degree in Business, Engineering, Economics, or related fields is preferred.

Technical Skills

Proficiency in tools and technologies such as SAS, SQL, Hive, Python, R, and BigQuery is highly desirable.
Strong analytical skills to measure and connect disparate risks effectively.

Regulatory Knowledge

Comprehensive understanding of banking regulations and industry standards.

Professional Experience

Solid business and risk acumen with an ability to maintain a balance between risk and reward.
Proven experience in managing multiple priorities in dynamic environments.

Leadership and Communication Skills

Strong interpersonal and relationship management capabilities to engage with diverse stakeholders.
Ability to confidently communicate risk observations and findings to colleagues and senior leaders.
Self-assured integrity to challenge and engage in critical discussions when needed.

Key Responsibilities

Risk Management and Oversight

Develop and implement risk tolerance limits and risk appetite metrics for major risk types.
Identify and analyze emerging risks in line with the organization's risk appetite framework.
Monitor the aggregate risk profile of international legal entities and initiate actions to ensure adherence to established limits.

Policy Development and Reporting

Support the formulation of risk management policies, practices, and control mechanisms.
Create dashboards and reporting tools for effective monitoring of key risks across geographies.
Provide regular updates to Legal Entity boards, International leadership, and Risk leadership teams.

Additional Information

Workplace Flexibility

Hybrid work model that balances on-site and remote work depending on business needs.

Employee Benefits

Competitive base salary packages and bonus incentives.
Comprehensive health coverage, including medical, dental, vision, life insurance, and disability benefits.
Paid parental leave and retirement support programs.
Free access to global wellness centers and confidential counseling services.

Learning and Development

Opportunities for career development through tailored training programs.
Collaborative and inclusive work environment promoting professional growth.

Commitment to Equality

American Express is an equal opportunity employer committed to a diverse and inclusive workforce.
Employment decisions are made without discrimination based on race, gender, disability, or other protected statuses.

Summary

This Analyst role within American Express offers a unique opportunity to engage in risk management and strategic oversight across international markets. With a focus on professional growth, diversity, and a commitment to employee well-being, this position is ideal for individuals passionate about risk analysis and strategic decision-making in a global environment.